Monday, March 18, 2019

..:: Tracking Update 3/18/2019 ::..

Well I thought I would do an update on the financials and what has occured recently.
First the estimate on the house went up according to the Mortgage company, by roughly 30,000. So score there.
Before I get into the numbers, I did decide to toy around with Lending Club, and to tell you the truth I am enjoying it, even wrote me a python script to auto purchase based on criteria I setup. so far since January I have made $10.00 off the $1000.00 seed I put in. So to the numbers.

====Mortgage======
Extra Principal Paid: $6,462.00
Interest Saved: $2,817.00
Payments Saved: 17
Current Loan Maturity: 4/1/2030
================ 
I am on my target as far as the financial calendar I setup for myself as well. So we are in good shape at this point, plus I just put another $500.00 on the pricipal that is not reflected.

Friday, January 4, 2019

January 2019 - Drivers Ready -

So today was payday from the job. Everything was caught up and I still had extra so for the time being I put the rest of the money into savings so I could figure out where to allot the finances. The HELOC would be 0'ed out and so would the Credit card. Put $1000.00 into savings and had $400 still left in the checking.

I could have left it as it was, however, I get paid 3 times this month. So I decided to put $2000.00 onto the house principal like I had planned for next month according to my sand box schedule.Now this puts my HELOC into a -1700.00 but will be pretty much 0'ed out by next month. I am still awaiting payment at this time to be reflected in the portal but we will see where it lands in the next day or two. I will put the results in the edit section.

===Edit===

Extra Principal Paid:   $4,462.00
Interest Saved:   $2,015.44
Payments Saved:   12
Current Loan Maturity:   9/1/2030

Another 6 months off the loan. :)

==End Edit==