January 2019 - Drivers Ready -

So today was payday from the job. Everything was caught up and I still had extra so for the time being I put the rest of the money into savings so I could figure out where to allot the finances. The HELOC would be 0'ed out and so would the Credit card. Put $1000.00 into savings and had $400 still left in the checking.

I could have left it as it was, however, I get paid 3 times this month. So I decided to put $2000.00 onto the house principal like I had planned for next month according to my sand box schedule.Now this puts my HELOC into a -1700.00 but will be pretty much 0'ed out by next month. I am still awaiting payment at this time to be reflected in the portal but we will see where it lands in the next day or two. I will put the results in the edit section.

===Edit===

Extra Principal Paid:   $4,462.00

Interest Saved:   $2,015.44

Payments Saved:   12

Current Loan Maturity:   9/1/2030

Another 6 months off the loan. :)

==End Edit==